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Real Estate Finance (U.S.)


Our Real Estate Finance test measures your knowledge of how real estate lending decisions are made. This test covers the following topics: Qualifying a Borrower, the Property, Legal Obligations, Mortgages, Second Mortgages, Settlement, and Underwriting.


Once you request a test, your Personal Identification Number (PIN) will be stored in your My Plan for easy access. You will have 90 days in which to take the test you requested.

Test Outline

Legal Obligations
Floats & Lock-ins
Good Faith Estimate & Truth-In-Lending
Transfer of Servicing & Equal Credit Opp. Act
Adjustable Rate Loans
Fixed Rate Loans
Over Equity Loans & I.D.O.T.s
Second Mortgages-Home Equity Loans
Subordinate Financing & Mortgage Insurance
Qualifying a Borrower
Assets - Bank Accounts
Assets - Mutual Funds
Assets - Retirement
Assets - Stocks
Credit - Quality
Credit - Real Estate Loans
Credit - Revolving
Credit - Term Loans
Income - Bonuses
Income - Commissions
Income - Hourly
Income - Salary
Income - Self Employment
Income - Stability
The Property
2-4 Unit Properties
Hazard Insurance
Property Taxes
Single Family Detached
The Hud-1 Settlement Sheet
The Sales Contract
Desktop Underwriter & Loan Prospector
Rental Income/Debt & Appraisal Differences